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noun HSK 4
Traditional 賬戶
zhàng hù
account · bank account

Meaning

账户 refers to a financial account, most commonly a bank account used for deposits, withdrawals, and transactions. It can also refer to online accounts or user accounts in digital contexts.

Usage

This is a formal, standard term used in banking, finance, and business contexts. In everyday conversation, people often say 账号 (zhàng hào) for online accounts or simply 户头 (hù tou) for bank accounts. Commonly paired with verbs like 开 (kāi, to open), 关闭 (guān bì, to close), 冻结 (dòng jié, to freeze), or 注销 (zhù xiāo, to cancel).

Examples

  1. 01
    我想在这家银行开一个储蓄账户。
    Wǒ xiǎng zài zhè jiā yín háng kāi yī gè chǔ xù zhàng hù.
    I want to open a savings account at this bank.
  2. 02
    您的账户余额不足,无法完成这笔交易。
    Nín de zhàng hù yú é bù zú, wú fǎ wán chéng zhè bǐ jiāo yì.
    Your account balance is insufficient to complete this transaction.

Characters

Measure words

  • 个gè一个账户

Common collocations

  • 开账户
    kāi zhàng hù
    to open an account
  • 银行账户
    yín háng zhàng hù
    bank account
  • 冻结账户
    dòng jié zhàng hù
    to freeze an account
  • 储蓄账户
    chǔ xù zhàng hù
    savings account

Origin

账 originally meant 'curtain' but evolved to mean 'account book' in commercial contexts. 户 means 'door' or 'household,' representing the account holder. Together they form the modern financial term for an account.

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