noun HSK 5
Traditional 債務
zhài
debt · liability · financial obligation

Meaning

债务 refers to money or obligations owed to another party. It encompasses all forms of debt, from personal loans to national debt, and is commonly used in financial, legal, and everyday contexts when discussing money owed.

Usage

This is a formal term frequently used in financial, business, and legal contexts. In everyday conversation, people might also use 欠债 (qiàn zhài) for personal debts. 债务 often appears in compound terms related to finance and economics, such as discussing debt crises, repayment, or creditors.

Examples

  1. 01
    他背负着沉重的债务,压力很大。
    bēi zhe chén zhòng de zhài , hěn .
    He carries a heavy debt burden and is under a lot of pressure.
  2. 02
    这家公司必须尽快偿还债务
    Zhè jiā gōng jǐn kuài cháng huán zhài .
    This company must repay its debts as soon as possible.

Characters

Measure words

  • 一笔债务
  • xiàng几项债务

Common collocations

  • 债务危机
    zhài wēi
    debt crisis
  • 偿还债务
    cháng huán zhài
    to repay debts
  • 债务负担
    zhài dān
    debt burden
  • 国家债务
    guó jiā zhài
    national debt

Antonyms

Origin

债 originally combined the person radical (亻) with 责 (responsibility), indicating a person's obligation. 务 means affairs or duties. Together they emphasize debt as a formal obligation or duty to repay.

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